<p style="margin-top: 0px; margin-right: 0px; margin-left: 0px; padding: 0px; border: 0px; font-stretch: inherit; font-family: open_sansregular, HelveticaNeue, Helvetica, Arial, sans-serif; vertical-align: baseline; color: rgb(67, 71, 75); margin-bottom: 12px !important; line-height: 21px !important;">It's hard to turn nothing into something. <br />
<br />
So it goes for pension plans, which are finding it increasingly difficult to mint big returns on their investments when benchmark bond yields are at record lows. They face a dilemma of falling short of the returns they rely on or taking perilous risks that could prove catastrophic.</p>