Zions Bancorporation, National Association (NASDAQ:ZION) Q1 2024 Earnings Call Transcript April 22, 2024 9:30 AM ET Shannon Drage - Director of IR Harris Simmons - Chairman and CEO Ryan Richards - CFO Scott McLean - President and COO Derek Steward - Chief Credit Officer Matt Tyler - Corporate Treasurer Manan Gosalia - Morgan Stanley John Pancari - Evercore Steven Alexopoulos - J.P. Morgan Bernard Von Gizycki - Deutsche Bank Ken Usdin - Jefferies Brandon King - Truist Securities Peter Winter - D.A.