Kris Moreton: Hi, I’m Kris Moreton and I’m here with my colleague Katy Nuss. Katy and I are fixed-income client portfolio managers at Columbia Threadneedle. Katy Nuss: We’re here to talk about opportunities in short-term bonds — specifically, why they’re a good get-back-into the market solution for investors who are still counting on cash. Katy: So, Kris, with money market rates still hanging around 5%, why should investors consider short-term bonds, and why now? Kris: Up until October of last year, cash made a lot of sense. It was beating bond funds across the board.