Kernolab Raises $1 Million Pre-Seed Round Led by Lighthouse Ventures  Crowdfund Insider. : Kernolab, a firm that seeks to provide embedded finance services as a turnkey solution, has raised $1 million in Pre-Seed Round funding led by Lighthouse Ventures. Startup Wise Guys also joined in the early funding. Kernolab wants to become the bridge between Fintech and non-finance businesses, making it easy for these businesses to create and market financial services. Kernolab pools the capabilities of different financial services and banking licenses.