Digital Bank Service Cogni Raises $5.4 Million, Plans Launch for Q4 2019  Crowdfund Insider. : Cogni, a digital challenger bank, has raised $5.4 million in a seed round, according to a note from the company. Cogni said it will launch its service in Q4 of 2019. Cogni last raised $1.7 million in funding in late 2018 in an earlier “seed” round. At that time, Cogni predicted an early 2019 launch. Investors in the more recent round included Scott Minerd, Co-Founder of Guggenheim Partners, Hanwha Investment & Securities, WorldQuant Ventures, The CXO Fund, Barclays, Hard Yaka and others.