Chime, founded in 2013, already has 2.3 million customers and aims to disrupt banking in the US. The challenger bank offers a fee-less checking account offered through an app. No credit, no lending. “The big banks are easily the least loved brands in the US, and our investors are excited to disrupt a huge market," said co-founder Chris Britt in an interview. Chime has attracted funding from major VCs including Menlo Ventures and Cathay Innovation. Challenger banks have been gaining prominence across the US as savvy operators take on traditional lenders with disruptive product offerings.