Todd Hedtke is the chief investment officer at Allianz Life Insurance Company of North America, where he leads the investment management, liquidity planning, hedging, and trading of more than $100 billion of insurance assets. Prior to joining Allianz Life in 2000 as director of Allianz Investment Management and VP for Allianz Life, Hedtke held various finance and investment positions at Cargill, EBF & Associates, and American Express. Hedtke earned his B.A. from Hamline University and an MBA from the University of Minnesota Carlson School of Management. In addition to being a Chartered Financial Analyst, he holds designations as a financial risk manager and Fellow of the Life Management Institute.