Portfolio Manager. Herb has been involved in finance since 1967. He has worked in all areas of banking to include teller, bookkeeper, lending and management. He was the president of two different banks in Wyoming before moving to Montana. Herb has been sought after as a work-out lender for problem banks and has turned three banks around from losing money and on the regulators troubled bank list, to profitability and off the regulators troubled bank list. Herb is currently the Senior Portfolio Manager for the Montana Board of Investments In-State Loan Program and manages a commercial loan portfolio of 185 loans totaling over $159,000,000. He is a Master Certified Mortgage Banker and is one of only 300 Master CMBs in the United States. Herb also teaches commercial lending for the national School of Mortgage Banking.