It would be better to have a balanced portfolio with some debt allocation. : I am investing ₹25,000 monthly in five mutual funds (MFs). These are Axis Flexi-cap fund, Kotak Flexi-cap fund , L&T Emerging Business fund, L&T India Value fund, and Mirae Asset Mid-cap fund . I have moderate risk potential and my investment horizon is 10 years. Kindly suggest if I need to move from any of these funds to a balanced advantage fund? You are investing in three broadly diversified funds (two flexi-cap funds and a value fund), and two mid-cap oriented funds.