Zillow Forum on the Future of Housing Part 4 Panel Two: The Future of Mortgage Finance Moderated by Nick Timiraos, Wall Street Journal Speakers: Mike Fratantoni, Vice President, Mortgage Bankers Association Jason Gold, Senior Fellow for Financial Markets, Progressive Policy Institute Laurie Goodman, Senior Managing Director, Amherst Securities Group, L.P. Chris Mayer, Paul Milstein Professor of Real Estate, Columbia Business School Scott Simon, Managing Director, Pacific Investment Management Co. Zillow's third housing forum, "The Future of Housing: What's Next for Housing Demand, Mortgage Finance, and Recovery," took place at the Knight Conference Center at the Newseum in Washington D.C. on April 18, 2013.