The 30-year fixed-rate average slowed its upward trajectory this week, edging up to 3.11 percent. : In the face of volatility in the financial markets and new concerns about the coronavirus pandemic, mortgage rates were essentially flat this week. According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average ticked up to 3.11 percent with an average 0.6 point. (A point is a fee paid to a lender equal to 1 percent of the loan amount. It is in addition to the interest rate.)