Portfolio balance helps manage risk and maximize returns. : As a premier online investment marketplace, our mission at IB Asset Management is to provide a comprehensive array of portfolio choices at the lowest possible cost to help investors meet their financial goals. That’s why we have introduced IB Asset Management Asset Allocation portfolios managed in-house by our investment management team led by Chief Investment Officer Sanjoy Ghosh. While no strategy can fully protect one against losses, there’s a broad consensus among professional investors and in the financial academic literature that diversification may help manage risk and possibly maximize returns.