Hoya Capital Housing ETF features housing-related stocks ranging from multifamily REITs to home improvement retailers. : Housing makes up roughly one-third of Americans’ expenses—the biggest chunk of money coming out of our annual household budgets. But while REIT ETFs and homebuilder ETFs track parts of the U.S. housing market, no single ETF had encompassed the entire market. To fill that void, Rowayton, Conn.-based investment advisory firm Hoya Capital Real Estate LLC recently rolled out the first ETF that benchmarks the U.S. housing market as a whole. It’s Hoya Capital’s first foray into ETFs.