Leon Labrecque, one of the nation's experts on the Ford Retiree and the Ford Lump Sum Buyout, addresses Ford Motor Company's decision to offer retirees this buyout option. --- LJPR, LLC is a fee-only financial advisor and wealth management firm that specializes in retirement planning, investment management, estate planning and tax planning. We have been providing financial services to our clients for over 20 years and our staff of professionals offers a diverse and complete range of services that we believe is unmatched in the area.