Digital Banking: WeLab Bank to Offer Apple Pay Option to Clients across Hong Kong  Crowdfund Insider. : WeLab Bank, a homegrown digital bank that has been authorized by the Hong Kong Monetary Authority (HKMA), reveals that it’s offering its customers Apple Pay, which is described as a safe, secure and private way to make payments. It allows clients to not have to hand over their payment cards to someone else. it also helps customers avoid touching physical buttons or exchanging cash — and uses “the power of iPhone to protect every transaction,” according to a release shared with CI.