If you want to buy a commercial property without money and experience, follow this tried and tested recipe. : Founder of Apartment Loan Store a Commercial Mortgage Firm. Author of “The Encyclopedia of Commercial Real Estate Advice," Publisher- Wiley To start out with a disclaimer, buying a commercial property without money or experience is very difficult to do. Sure, this could be a breeze if you have an honest face and the ability to sell snow shovels in Hawaii.