The UK’s Cost Transparency Initiative will ‘encourage institutional investors to negotiate rebates’, according to credit rating agency. : One of the big challenges we face, both in the financial world and in everyday life, is how to overcome our biases Technology is central to how we live our everyday lives in the world today – it has enabled us to be more connected, more productive and more informed than ever before The UK’s newly launched investment cost reporting templates could hurt asset managers’ business models and financial stability, according to credit rating agency Moody’s.