For investors to achieve - and retain - healthy long-term returns, we think an active rebalancing policy is essential. : A multi-asset solution that invests across equities, fixed income and alternatives to provide investors with a regular and sustainable income without a heightened exposure to risk. Schroder ISF Global Dividend Maximiser provides exposure to global opportunities, investing in a portfolio of carefully selected company shares from around the world. We spoke to over 22,000 people from 30 countries to explore financial expectations for retirement and how these compare to the experiences of people who have already retired.