Independent investment consultancy bfinance has appointed Philip Coté, CFA, FRM as Director, Client Consulting in the firm’s Canada team. : Independent investment consultancy bfinance has appointed Philip Coté, CFA, FRM as Director, Client Consulting in the firm’s Canada team. Joining the client consulting team at bfinance’s Montréal office, Coté brings over sixteen years’ experience in financial services, investment consulting, manager research and product development globally. Philip’s appointment marks a significant step in the development of the North American divisions of the London-headquartered consultancy.