ASHEVILLE, N.C., Dec. 1, 2018 /PRNewswire-PRWeb/ -- Holding real estate within a retirement account is a new concept to many—which is why it can be confusing. Self-Directed Real Estate IRAs come with rules such as prohibited transactions and working through a property manager to ensure the proper separation between owner and the investment property. That's why many investors find it perplexing when trying to understand how real estate insurance might work within such an arrangement.