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Posted on: Nov. 25, 2017, 3:01 p.m.
When it comes to your investments, every basis point matters. : “Disruption” is a term you hear bandied about in Silicon Valley, usually associated with young CEOs in t-shirts. The idea isn’t new. The 19th-century industrialist Andrew Carnegie would recognize it as competition. Joseph Schumpeter, an Austrian economist from the 1930s, would call it “creative destruction.” In finance world terms, my favorite version of disruption is “the Vanguard effect,” the inevitable drive toward low-cost investing led by the iconic John ... Full investment news articleRelevent to this post: American University BlackRock Inc.,