PayPal Holdings, Inc. (NASDAQ:PYPL) has suffered the brunt of sellers regaining the initiative after its FQ4'22 earnings release. Accordingly, PYPL declined more than 20% through last week's lows. We gleaned that PYPL also suffered from the recent worries over the collapse of Silicon Valley Bank or SVB (SIVB) and Signature Bank (SBNY), as seen in PYPL price action in the week of the banks' failure. Despite posting a solid FQ4 performance, PayPal buyers seem unwilling to lift PYPL's valuation, taking profits quickly after its earnings release.