By 2025, Moneywise America will be available to every middle school, high school and non-profit in the U.S.—for free. : Classes like geometry, biology and—increasingly—personal finance fill the average teenager’s high school schedule. Nonetheless, access to quality financial literacy courses remains uneven in the U.S., and fewer than half of states require them for graduation. The Charles Schwab Foundation hopes to bridge the gap with an ambitious program announced today that plans to make personal finance courses available to every middle and high school in the U.S. by 2025—for free.