NOAH earnings call for the period ending September 30, 2018.: Good day, ladies and gentlemen. Welcome to Noah Holdings Limited third-quarter 2018 financial results conference call. [Operator instructions] As a reminder, this conference is being recorded. After the close of the U.S. market on Monday, Noah issued a press release announcing its third quarter 2018 financial results, which is available on the company's IR website at www.ir.noahgroup.com. This call is also being webcast live and will be available for replay purposes on the company's website.