The failure of Silicon Valley Bank (SIVB) and Signature Bank (SBNY) has increased concerns of potential deposit outflows across the banking system, leading investors to scrutinize banks that may face similar issues. Amidst the crisis, stakeholders and the media chose to focus on banks with large, unrealized investment security losses and a higher mix of uninsured deposits on the notion that they are more susceptible to deposit outflows, triggering losses and impacting regulatory capital.