We asked some of the top fintech investors to recommend up-and-coming fintechs going direct to the consumer. Investors could nominate their own portfolio companies, as well as fintechs they haven't backed, with the caveat nominees couldn't have raised beyond a Series B round of funding. Investors' picks varied, but a central theme was personal finance, be it through automated saving, investing, or debt management. Here are the 22 up-and-coming consumer fintechs investors are watching. Visit Business Insider's homepage for more stories.