Certified financial Planner, member of National Assn or Personal Financial Advisers NAPFA(fee-only)- no commission sales. Active in shareholder awareness and corporate proxy action. Adviser to high level industry executives and professors. Specializing in coordinating employer retirement and incentive plans with personal assets. Specialties: Coaching- professional and lifestyle vis a vis financials. Financial planning- tax -plan, estate coordination, cash flow analysis. Socially responsibile sustainable portfolio management available. Securities offered through Charles Schwab and Co., Inc. Institutional.