Joe holds the Certified Investment Management Analyst (CIMA) designation through the Investment Management Consultants Association (www.IMCA.org), the Certified Financial Planner (CFP) certification administered by the Certified Financial Planner Board of Standards, Inc., and the Accredited Investment Fiduciary Analyst (AIFA) designation, originally through the Center for Fiduciary Studies. He received a Certified Behavioral Finance Analyst designation administered by the Allianz Global Investors Center for Behavioral Finance. Regarding insurance and employee benefits, Joe holds the Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) designations through the American College in Bryn Mawr, PA. He also holds a Masters Degree in Financial Services from the American College. Joe is an expert in pension consulting and employee benefits as an Associated Professional Member of the American Society of Pension Professionals and Actuaries (www.ASPPA.org), a member of the National Association of Plan Advisors (www.NAPA.net), serving on the Leadership Council of NAPA and the Government Affairs Committee. He is heavily credentialed in broad based financial services with an emphasis on helping owners of private companies efficiently transition to retirement by converting illiquid private company stock into a liquid income stream that cannot be outlived in retirement. This EXIT PLANNING service is fee based only priced on a project basis after an initial consulting session and engagement letter is executed.