Last time wealth gap apologists were carping about moral hazard was bank bailout 2008, now its student debt relief. : As the ranks of Democratic Party 2020 presidential hopefuls continue to swell and Trump’s chaotic lawlessness proliferates it’s easy to miss a deepening crisis that’s already taking a toll on millions of households and is about to get much worse. It has metastasized way beyond a talking point on a candidate’s laundry list.