STI earnings call for the period ending September 30, 2018.: Ladies and gentlemen, thank you for standing by. Welcome to the SunTrust Third Quarter Earnings Call. As a reminder, today's conference is being recorded. I would now like to turn the conference over to your host, Ankur Vyas. Please go ahead, sir. Thank you. Good morning, everyone, and welcome to SunTrust's Third Quarter 2018 Earnings Conference Call. Thank you for joining us. In addition to today's press release, we've also provided a presentation that covers the topics we plan to address during our call.