Charlotte Rasche - EVP and General Counsel David Zalman - Senior Chairman and CEO Asylbek Osmonov - CFO Tim Timanus - Chairman Kevin Hanigan - President and COO Peter Winter - D. A. Davidson Manan Gosalia - Morgan Stanley Dave Rochester - Compass Point Catherine Mealor - KBW Brett Rabatin - Hovde Group Michael Rose - Raymond James Brandon King - Truist Securities Jared Shaw - Barclays Jon Arfstrom - RBC Capital Markets Good day, and welcome to the Prosperity Bancshares Second Quarter 2024 Earnings Conference Call. All participants will be in a listen-only mode.