Minister warns government could legislate to enforce new transparency codes if managers fail to adopt the templates voluntarily. : One of the big challenges we face, both in the financial world and in everyday life, is how to overcome our biases Technology is central to how we live our everyday lives in the world today – it has enabled us to be more connected, more productive and more informed than ever before The UK could legislate to enforce new cost transparency codes if investment managers and service providers do not comply voluntarily, the country’s pensions minister has warned.