Finansinspektionen (FI) considers there to be elevated risks in the banks’ lending for commercial real estate. The banks should hold more capital for these exposures, which is why FI is raising the capital requirements. FI decided today on additional capital requirements for the banks' exposures in lending to the commercial real estate sector and how these requirements will be calculated. This decision is based on the proposal FI presented in a memorandum on 27 November 2019 that was then submitted for consultation. FI is presenting in a memorandum today the method it will use to calculate the additional capital requirements.