A sense of trepidation is normal for first-time investors. While choosing, managing and monitoring your own investments has never been simpler, those new to investing should first get to grips with the basics in order to help avoid any nasty surprises. Here are some of the main factors you should consider. Set your priorities before investing First consider your overall financial position including short terms debts or credit card balances you may wish to pay off. It is also important to identify your goals before investing. Are you investing towards a specific sum for, say, a deposit for a house?