The Nitty-Gritty: Though trading apps like Robinhood democratize financial markets, they don’t allow investors the tools to properly manage investments. That’s according to Stephen Mathai-Davis, a former institutional investment manager who founded Q.ai (formerly known as Quantamize) in 2017 as an AI-driven robo hedge fund that brings the investment management industry into the 21st century. Through Q.ai Invest, whose Alpha was just released, Q.ai taps into the $25 trillion fund management industry through the use of machine-learning algorithms and multi-factor models, unlocking AI-driven investment in nearly 13,000 global stocks and ETFs, as well as over 100 cryptocurrencies.