The bank looks to raise at least Rs 300 crore to grow its retail, MSME book. : Kerala-based South Indian Bank is looking to offer minority stake to a private equity investor in the coming months as the lender looks to fulfill its 2020 vision of becoming a 'retail banking power house' , multiple sources with knowledge of the matter told Moneycontrol. "The management is open to the idea of raising capital by divesting a minority stake in the company to a strong, long-term focused, private equity investor.