A brief history of the universe. :
While certainly not suitable for everyone, the Endowment Model may be more relevant and advisable than ever before, particularly for certain individual investors. David Swensen changed the investment world forever when he became the Chief Investment Officer for the Yale Endowment in 1985. At the time, Yale’s portfolio invested over 80 percent of their assets in U.S. stocks and bonds, with the remaining 20 percent evenly spread across foreign equities and real assets.