Joseph M. Otting speaks after his swearing in ceremony as Comptroller of the Currency, at the Treasury Department, Monday, Nov. 27, 2017 in Washington. (AP Photo/Alex Brandon)
In the midst of the COVID-19 pandemic, federal banking regulators are pressing ahead with a massive overhaul of regulations affecting access to credit and banking in the communities hit hardest by that pandemic and the unprecedented economic disruption in its wake.