I’ve identified a mutual fund with below average fees and higher-quality holdings than its benchmark. : If this is your first time registering, please check your inbox for more information about the benefits of your Forbes account and what you can do next! Passive investing is no longer the safe strategy. Blindly rushing into active strategies is not a winning strategy either. There is no substitute for due diligence on the fundamentals of individual stocks, and investors cannot always trust that professional fund managers do that diligence. Only my mutual fund ratings benefit from the uniquely rigorous diligence of fund holdings.