Answer: Probably both. Silicon Valley is used to minting millionaires. But this many? When tech’s highest-valued companies finally go public next year, they will unleash billions of liquid dollars into the market and make 2019 a year of incredible wealth creation. And that’ll shape the world in which we live, even if you’re not making a single penny in a banner year of IPOs. An early employee might use the $20 million he makes to buy a new home and price you out of a neighborhood.